SECTION
simulation
edit the inputs, then recompute to run the math.
model is up to date
WANTED
0
kids
@ age 35
fertility 66%
THE GAP
1
LIKELY ON CURRENT DRIFT
0
kids
@ age 39
fertility 38%
WHAT YOU WANT
KIDS WANTED
START AT AGE
USER INCOME
YOUR SITUATION
USER AGE
USER WORK INTENSITY
50 hrs/week
STEADYINTENSE
USER FIELD
PARTNER AGE
PARTNER INCOME
PARTNER WORK INTENSITY
45 hrs/week
STEADYINTENSE
PARTNER FIELD
HOUSEHOLD CITY
your chosen start age, marked on the curve. fertility data is reliable for ages 24–42; outside that, we report boundary values.
after taxes and child costs, each year.
what it adds up to over ten years.
USERsoftware developer · 50hrmoderate
PARTNERregistered nurse · 45hrhigh
STARTING NET (yr 1)$159,300
10-YR CUMULATIVE KID COST$259,200
FERTILITY @ START66%
LIFETIME EARNINGS Δ−$420,000
BENEFITS / YR (CAPTURABLE)$9,000
PEAK BURDEN RATIO31%
INCOME STABILITYMODERATE
SOURCED · BLS
CHILDCARE / MO$2,400
SOURCED · new york, ny
data sourced for the 20 us metros below. weather and community size are preference factors — there's no objectively-better value, only what fits your family. anything tagged ESTIMATE · V1 is illustrative until we expand the dataset.